Like the Car Loan, Vacation Loan of Dhaka Bank Limited is a term financing facility to individuals to aid them in their pursuit of spending a vacation in the country or abroad. The facility becomes affordable to the clients as the repayment is done through fixed installment s commonly known as EMI (equal monthly installment) across the facility period. Depending on the size and purpose of the loan, the number of installments varies from 12 to 48 months.

Targeted Market
The target market for personal loan mainly comprises of the following categories –

1. Salaried employees of institutions in the Dhaka, Chittagong , Sylhet markets and where Dhaka Bank operates.
2. Professionals who are self employed and have at-least 3 years of independent practice in the area of profession.
3. Businessmen who are permanent residents of cities where Dhaka Bank operates with at least 3 years of continued operation in the line of business.

Restrictions and client eligibility
Loans are restricted to Bangladeshi nationals falling in the categories mentioned below The minimum age for any borrower will be 21 years and the maximum age 57 years with a minimum verified Gross Family Monthly Income of BDT 10,000.

Salaried employees	- Permanent salaried employees with at-least 12 months of confirmed service with the present employer. - Work station in Dhaka, Chittagong, Sylhet and where Dhaka Bank operates - University graduates
Professionals	- Doctors, Dentists, Engineers, Chartered Accountants, Architects who are members of their professional institutes. - Practice and location in Dhaka, Chittagong, Sylhet and where Dhaka Bank operates. - At-least 3 years of continued practice in the respective profession in Dhaka or Chittagong.
Businessmen	- Continued operation of the enterprise of at-least 3 years in the present line of business. - Membership of the trade association. - A resident of Dhaka, Chittagong , Sylhet and where Dhaka Bank operates for at least 5 continuous years.

Loan amount limits under the program	Type of Loan	Minimum loan amount	Maximum loan amount
	Vacation	BDT 25,000	BDT 5,00,000

Particular	Processing Fee	Interest Rate	Loan Amount
For Businessman	2%	Up to 2 Lac: 20% Above 2 Lac: 20.5%	Max 5 Lac
For Salaried (General) & Professional	1.5%	Up to 2 Lac: 18.5% Above 2 Lac: 18%	Max 5 Lac

Amount	EMI in months
	12	24	36	48
25,000	2,292	1,249	-	-
50,000	4,584	2,497	-	-
75,000	6,876	3,745	-	-
1,00,000	9,168	4,993	3,616	-
1,50,000	13,752	7,489	5,423	-
2,00,000	18,336	9,985	7,231	-
3,00,000	27,504	14,978	10,846	-
4,00,000	36,672	19,970	14,461	11,750
5,00,000	45,840	24,963	18,077	14,688